Context Budget Optimizer

Power users hitting $200-500/month in AI costs often have 60-70% waste baked into their context. Most of it is invisible: stale files in system prompts, redundant skill loading, oversized memory files, wrong model choices. The Token Efficiency Matrix is a 4-quadrant audit tool that scores every context element by cost (token weight) and ROI (value per token). High cost + low ROI = cut first. Includes a full 3-week cost reduction roadmap with lazy-loading patterns, memory tiering, model downgrade decision trees, and compression templates. Worth $200/hr consultant time.