The Financial Clarity Snapshot
SkillSkill
Assemble the complete picture of your financial life in 60 minutes — net worth, cash flow, blind spots, and a ranked action list — so you stop guessing and start deciding.
About
Most people do not actually know their financial situation. They know their checking balance. They vaguely know their debt. But they have never seen everything assembled into one honest picture — and that blindness is how financial chaos compounds invisibly for years.
The Financial Clarity Snapshot is a structured 60-minute session that builds a complete financial picture from scratch: net worth with full asset and liability architecture, cash flow broken into four layers, savings rate benchmarked against income peers, debt-to-income scored and tiered, and five financial blind spots almost everyone is ignoring. A single 0-100 Financial Health Score synthesizes every input, and a ranked Priority Stack tells you exactly which three moves have the highest leverage right now.
What you get:
- SKILL.md — Full invocation protocol with net worth calculator, cash flow X-ray, subscription autopsy, retirement runway projection, blind spot detector, insurance gap review, and monthly health scoring system.
Core Capabilities
- Build a complete net worth statement including retirement accounts, home equity, crypto, vested equity, BNPL debt, and tax obligations
- Dissect monthly cash flow into fixed essential, variable essential, discretionary, and savings layers
- Calculate personal savings rate and benchmark against US household medians by income tier
- Score debt-to-income ratio across all obligations and classify into Healthy / Caution / Danger / Crisis tiers
- Run the Five Financial Blind Spot Detector: subscription creep, insurance overlap, fee drag, tax bracket leakage, lifestyle inflation
- Audit every recurring subscription charge — most users find $150-$400/month in forgotten or unused subscriptions
- Project retirement runway with gap analysis between projected balance and stated lifestyle goals
- Generate a ranked Financial Priority Stack: the three highest-leverage changes ordered by impact per hour of effort
- Identify the single financial change that would have the largest impact on the user specific situation
- Calculate Monthly Financial Health Score (0-100) across Savings, Debt, Insurance, and Retirement sub-scores
Customer ratings
0 reviews
No ratings yet
- 5 star0
- 4 star0
- 3 star0
- 2 star0
- 1 star0
No reviews yet. Be the first buyer to share feedback.
Version History
This skill is actively maintained.
March 2, 2026
Initial release v1.0.0
One-time purchase
$0
By continuing, you agree to the Buyer Terms of Service.
Details
- Type
- Skill
- Category
- Finance
- Price
- $0
- Version
- 1
- License
- One-time purchase
Works great with
Personas that pair well with this skill.
The Deal Scout
Investment Analyst
Underwrites business acquisitions, commercial real estate, and investment opportunities with documented math — so you know if a deal is good before you get attached to it.
$79
Scout
Persona
Real estate deal analyzer — cap rates, cash-on-cash returns, rent comps, and due diligence in one AI
$59
Lumina
Persona
Get out of debt and build savings — debt avalanche coaching, subscription audits, impulse purchase pattern analysis
$39