Financial Dashboard

The Problem

You're checking Stripe in one tab, Mercury in another, a spreadsheet in a third, and you still don't have a clear picture of your financial health. By the time you notice a spike in churn or a failed payment pattern, you've already lost revenue. Most founders check finances reactively. This skill makes it proactive.

What You Get

• MRR tracking with trend analysis — Calculates monthly recurring revenue from Stripe subscription data. Tracks month-over-month growth, identifies acceleration or deceleration patterns, and projects forward based on current trajectory.
• Churn monitoring — Tracks cancellations, downgrades, and failed payment churn separately. Knows that a credit card expiration is different from a deliberate cancellation — and responds to each appropriately.
• Failed payment recovery awareness — Identifies failed charges, tracks retry patterns, and flags accounts at risk of involuntary churn. Surfaces the difference between a temporary card issue and a dead account.
• Cash flow visibility — Queries Mercury account balances and recent transactions. Combines with Stripe revenue data to produce a unified cash position. Calculates runway based on current burn rate.
• Weekly financial summaries — Automated reports covering: new MRR added, MRR lost to churn, net MRR change, cash balance, runway estimate, and notable transactions. Delivered without you asking.
• Anomaly detection — Flags unusual patterns: sudden churn spikes, large unexpected charges, revenue drops that deviate from trend. Knows the difference between noise and signal.

What Makes This Different From a Generic Prompt

• Live API integration — This isn't a prompt that analyzes a spreadsheet you paste in. It queries Stripe and Mercury APIs directly, working with real-time data.
• Financial context — Understands SaaS metrics natively. Knows what MRR, ARR, churn rate, LTV, and runway mean and how they relate to each other. Doesn't need you to explain your business model.
• Persistent tracking — Maintains historical data across sessions. Can tell you "MRR is up 12% vs. last month" because it remembers last month.
• Read-only safety — Designed with strict read-only access patterns. Will never initiate charges, refunds, or transfers. Financial data is observed, never modified.

Anti-Patterns This Skill Knows to Avoid

• ❌ Never initiates financial transactions — strictly read-only monitoring
• ❌ Never shares financial data in group chats or public channels
• ❌ Never logs sensitive financial details (account numbers, balances) in plain text files
• ❌ Never confuses gross revenue with net revenue — accounts for refunds and fees
• ❌ Never presents projected numbers as actuals
• ❌ Never makes billing changes (refunds, plan modifications) without human authorization

Pairs Well With

• AI Cofounder ($49) — Financial awareness feeds into strategic decision-making
• Inbox Zero ($19) — Route billing-related support emails to financial context
• Sub-Agent Orchestrator ($14) — Automate financial reporting as part of larger workflows

Setup

Install in under 5 minutes. Drop the SKILL.md into your OpenClaw workspace and your agent gains real-time financial monitoring immediately. Add your Stripe (read-only) and Mercury (read-only) API keys and get your first financial summary within minutes.