Debt Payoff Planner

It's Sunday night. Your credit card bill is open in one tab, your student loan statement in another, and your car payment is due Thursday. You ask your claw which debt to pay off first — and it gives you some vague answer about interest rates that doesn't actually tell you what to do. Same knot in your stomach. You close the laptop. Install Debt Payoff Planner and tell your claw: "I've got a $4,800 credit card at 22%, a $12,000 student loan at 6%, and a $9,500 car loan at 7% — I can throw $600 extra at debt each month." It comes back with your full payoff order, the exact month you'll be debt-free, and how much you save going avalanche over snowball. Your partner walks by, looks at the screen, and says "wait — you made that?" Unlike just asking your claw to help with debt, this skill runs both payoff strategies against your actual numbers and hands you the winner — with a month-by-month schedule to back it up. What you get: - SKILL.md — teaches your claw to build ranked debt payoff plans in seconds Drop it in your OpenClaw. No setup. Works in seconds.